Accountability at the beginning of guardianship

Yes, you are. You are obligated to secrecy in all matters related to your duties as guardian. However, your client can give you the right to discuss matters concerning them with a third party or to disclose information concerning the client.

During your time as guardian, you are entitled to access all the information your client has the right to access.

The Finnish Tax Administration website contains formulas for the calculation of various situations.

You cannot represent yourself as a debtor and the client as the creditor. You are thus disqualified, and you must look for someone to act as a substitute guardian. In addition, lending money from your client’s assets is subject to a licence. The loan must include interest and a guarantee. Giving a loan must in any case be in the interest of your client. A decision on the licence will be subject to a charge and the decision can be a negative one.

Not on the initiative of the guardian. Only the client can give gifts. If the client wants to give a gift, which is considered normal in the circumstances and insignificant in financial value, the guardian can carry out the matter at the request of the client. The client must always understand the meaning of giving a gift and be able to independently make the choice on giving a gift. If the client does not understand the meaning of giving a gift, the guardian cannot give a gift even if it is of little financial value.

Yes, you can. There is a separate calculator (in Finnish) for the calculation of a guardian’s fee. As guardian, you will report your fee to the Incomes Register. Read the instructions on how to submit guardianship fee data to the Incomes Register.

As guardian, you have the right to receive compensation for expenses, which have resulted from the management of your client’s financial affairs. You must always manage your client's affairs in the manner that is most appropriate and affordable. You must provide calculation on expenses, which have resulted from the management of your client’s financial affairs. As guardian, you cannot directly base expenses on the kilometre expenses determined by the Finnish Tax Administration or Kela. As guardian, you will submit a request for compensation for necessary expenses.

If you have not been appointed to handle your client’s personal affairs, you cannot charge compensation for expenses for the management of this type of matters (e.g. grocery shopping, doctor’s visits, health and recreational visits). Your role as a family member must also always be separate from your role as guardian; the tasks you handle in your role as a family member, cannot be charged for during guardianship. As guardian, you will also report compensation for expenses to the Incomes Register. See instructions for reporting data to the Incomes Register.

 Edunvalvojan käyttämä pankkitili on valvontatili

Edunvalvoja on kaikista valvontatileistä tilivelvollinen holhousviranomaiselle. Edunvalvoja käyttää normaalisti yhtä pankkitiliä, josta maksaa päämiehensä laskut. Valvontatileihin on ainoastaan edunvalvojalla käyttöoikeus. 

Päämiehellä on käytössä käyttövaratili

Edunvalvoja avaa tehtävänsä alkaessa päämiehelle omaan käyttöön jäävän käyttövaratilin. Edunvalvoja ja päämies sopivat yhdessä käyttövarojen määrästä ja niiden maksuajoista. Edunvalvojalla ei ole käyttöoikeutta päämiehen käyttövaratiliin, eikä hänellä ole tilivelvollisuutta tästä tilistä.