As a guardian, you will need permission for example to carry out the following actions which are significant with regard to your client:
- the sale or purchase of a dwelling or right-of-occupancy
- the sale or purchase of real property
- division of property and distribution of an inheritance, if the estate of the deceased has not appointed an estate distributor.
- pledging property as collateral and taking out a loan.
As a guardian, you will need a permit for the purchase and sale of a detached house on a rented lot, as well as for leases that will be entered into for more than five years at a time such as leases for farmland. The sale of forest will require a permit when the sale in question has not been included in a previously approved forest plan.
You will also need a permit for the renunciation of an inheritance or a will. The lending of a client’s assets is always subject to a permit.
Pursuing business and the acquisition of certain investment items are also subject to a permit. However, you will not need a permit for conventional investment items such as the acquisition of Finnish or ETA listed stocks or investment fund shares unless the fund in question is a specialised investment fund.
Before making any decisions concerning the tasks you are charged with, ask for your client's opinion, if it is important to do so and the hearing can be arranged with significant difficulty. However, a hearing will not be necessary, if your client is unable to understand the meaning or significance of the action. We recommend that you apply for a permit for an action in advance. However, you will need to attach a draft of your plan for the intended action, which means that a permit application process cannot be set in motion without a plan. We can also approve the implemented action after the fact, if it is in the interest of your client. However, the implemented action will not obligate your client before a permit has been issued.
This is what to do
Submit the signed and scanned application and its attachments to the Digital and Population Data Services Agency by secure email or by post or take it personally to your nearest Digital and Population Data Services Agency service location.
The processing of your permit application will be faster if you submit all the necessary attachments at the same time with your application. Where necessary, we will ask you for supplementary data.
We will send any request for supplementary data electronically to the Suomi.fi Messages service or via email, by post as a letter or by phone.
In the e-service, you can apply for permission for the division of wealth and property or for the distribution of inheritance if you apply as the sole guardian on behalf of one of your clients. Fill in and submit the application in the electronic service. Sending the electronic form requires strong identification. You will need to have the attached documents to your application in electronic format at the time you start filling out the electronic application form.
You permit application will be processed in a written procedure. The processing of your permit application will be faster if you submit all the necessary documents and attachments at the same time with your application. Provide justified reasons in your application for why the planned action will benefit your client.
When we process the matter, we will check whether the intended action will benefit the client and ensure that it will not result in economic hardship for the client. You will be informed of the decision in writing.